For your FREE Credit Consultation
How It Works
We demand validation and verification of derogatory information using the Fair Debt Collection Practices Act-(FDCPA), the Fair Credit Reporting Act-(FCRA), the Fair and Accurate Credit Transaction Act-(FACTA) and the Health Insurance Portability and Accountability Act-(HIPAA), the Fair Debt Collection Practices Act-(FDCPA), the Truth In Lending Act-(TILA), the The Soldiers' and Sailors' Civil Relief Act-(SSCRA), and the Gramm-Leach -Bliley Act-(GLB), These eight laws have been established to protect consumers’ credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to back the claims they make. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer’s credit report.
- FREE CREDIT REPORT EVALUATION
Your credit consultant will look at your TransUnion, Experian and Equifax credit reports and go over them with you line by line. (If you don’t have your current reports we can pull them instantly for you.)
- CUSTOMIZED CREDIT REPAIR PLAN
If you decide that you would like to proceed with our program, your credit consultant will put together a plan of attack to get your negative and incorrect items removed from your credit reports in accordance with the FCRA, HIPAA, FCBA and other consumer laws.
- SEND ANY CORRESPONDENCE TO US
You will begin to receive correspondence from credit reporting agencies within the first 30-45 days.
- VIEW YOUR PROGRESS ONLINE
You can monitor our efforts and success on our website. You will be provided a client login and password code. You will also have access to our credit education programs and webinars. You can rest assured knowing that everything possible will be done to help you reach your credit goals.
- ENJOY YOUR RESULTS
We have a dedicated staff able to assist with your future financial needs. We can provide advice, and information on how best to manage your current credit to maximize the impact to your qualifying ability. We also have many avenues to help you get the lines of credit you want/need!